AI Ad Generator
Make ready-to-run ads without an agency, a camera or a designer. Turn one product photo into a UGC video ad where an AI creator holds your product and talks about it in English, with lip movement matched to the words. Or make an ad graphic and ad copy from the same photo. Built for online stores, small brands and service businesses that want to test creatives fast and on a small budget.
Why FATTLY for ads
UGC video ads with AI actors
Turn a product photo into a talking UGC ad — pick an AI actor who speaks to camera with a natural voice. No filming, no crew.
Graphics, video & copy in one place
Product graphics, video, voiceover and ad copy — without jumping between tools.
For every channel
Vertical 9:16 for TikTok, Reels and Stories, plus square and horizontal for Facebook and Google.
Cheaper than an agency
You pay only for what you use. Credits never expire, subscription optional.
How to make an AI ad in 4 steps
- 01
Upload a photo or paste a link
A phone photo of the product is enough. A product page link, for example from a Shopify store, fills in the name, description and photo for free.
- 02
Pick the type of ad
An AI creator who holds your product and talks to camera, hands only with a voiceover, or a service ad with no product. Then the tone: UGC, testimonial, before / after, TV spot.
- 03
Write the script or get one
Up to 22 words per clip; in English a clip runs 5 to 10 seconds, depending on the script. The AI writes hooks and full scripts for free and shortens long text in one click.
- 04
Check the frame and download
For 20 credits you see the opening frame before you pay for the video. The finished ad with an English voiceover is ready in about 2–3 minutes.
Ad examples from FATTLY
Creatives generated on the platform.






How much an AI ad costs
| Hooks, script, product import from a link | 0 credits |
|---|---|
| Ad graphic (1 image) | 20 credits |
| Talking video ad, 1 clip (5–10 s) | 150 credits |
| Video ad, 2 scenes (up to ~20 s) | 250 credits |
| Video ad, 3 scenes (up to ~30 s) | 350 credits |
| Unboxing video, hands only, no voiceover | from 42 credits |
You get 10 free credits at sign-up, no card needed. That isn't enough for a paid ad (the cheapest step is a 20-credit graphic), but hooks, scripts and product import are free. The smallest pack is 150 credits, exactly one video ad. No subscription required, credits don't expire, and the price is always on the button before you generate.
Frequently asked questions about the AI ad generator
Can I make UGC video ads with AI?
Yes. In Ad Studio you upload a product photo, pick one of 14 AI creators or create your own, and get a finished UGC video ad: the creator talks to camera in English with lip-sync, in vertical 9:16 or horizontal 16:9. No camera, no editing.
Is this AI video ad maker free?
Partly. Hooks, scripts and product import from a link are free, and you get 10 credits at sign-up with no card. An ad graphic costs 20 credits and a talking video ad 150, so for those you need a credit pack (the smallest has 150 credits). Credits don't expire and a subscription is optional.
Can I use it without signing up?
No. Generating requires an account with a confirmed email address, which protects the tool from abuse. You get 10 free credits when you sign up.
How long can the video ad be?
In English one clip runs 5 to 10 seconds, depending on how long the script is. A longer script can become 2 scenes (up to about 20 seconds, 250 credits) or 3 scenes (up to about 30 seconds, 350 credits), stitched into one video.
Which languages can the ad speak?
English, Polish, German or Spanish. The creator says your script with lip movement matched to the words, and you can play a sample of the English voice before you generate.
Is it suitable for a small business?
Yes, it's built for online stores, small brands and service businesses. A service ad doesn't even need a product photo: you describe the service and the creator talks about it.
How long does it take?
A video ad is ready in about 2–3 minutes, a graphic in about 30 seconds. You can close the tab while it renders; the finished ad waits in your history.
Can I use the ads commercially?
As a rule yes, within our Terms and the AI model providers' conditions, for example in paid campaigns on Facebook, Instagram or TikTok. You are responsible for the claims your ad makes.
Guides
Ready to create AI ads?
Create an account, claim 10 free credits and prepare your first ad.